The Growth Bottleneck No One Talks About

A confident older man in a suit stands with arms crossed in a conference room. Three colleagues work around a table behind him. Overlaid text reads, The Growth Bottleneck No One Talks About. The e123 logo appears at the bottom, highlighting business growth.

Health Plans Are Optimized for Operations, Not for Growth When I talk with health plan leaders, I hear a familiar frustration: growth feels harder than it should. The instinct is to blame the market. Sometimes it’s regulation, other times it’s the competition. But in my experience, the real issue is internal. Most health plans are […]

The Danger of “Good Enough” Technology that Normalizes Friction

Why “Good Enough” Front-Office Systems Quietly Stall Health Plan Growth For years, health plans have invested heavily in back-office systems. Claims, billing, compliance, and enrollment platforms are stable, mature, and deeply entrenched. And that’s the problem. Because while back offices are optimized for operational stability, growth happens somewhere else entirely. Growth happens in the front […]

Health Plans Are Rebuilding Their Tech Stack Around Distribution, Not Homegrown Solutions

A digital network illustration showing interconnected user icons over a dark blue background with data, code, and geometric patterns, representing technology, communication, or health insurance agency networks.

For years, health plans have relied on systems to manage distribution that were never designed for it. Sometimes those systems were off-the-shelf CRMs. More often, they were homegrown combinations of spreadsheets, legacy tools, and heavily customized software stitched together over time. These systems became the center of the tech stack not because they were the […]

Inside Abacus — Why We Built It and What It Changes for Health Plans

Dark blue square image with a geometric logo, “e123” text, and bold white text reading: INSURING GROWTH PODCAST—exploring agency insights and health insurance trends.

Insuring Growth explores the biggest challenges and opportunities facing health insurance leaders, focusing on what executives need to know now. In our latest episode of Insuring Growth, I sat down with Kyle Mitchell, our VP of Product, to talk about one thing at the center of every plan’s growth challenges: distribution. For years, plans have invested […]

How 2026 Will Reshape Open Enrollment for Agents

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For more than a decade, brokers and agents have adapted to steady changes in the Affordable Care Act (ACA) marketplace. Deadlines shifted, subsidy structures evolved, and new compliance requirements arrived in waves. But January 2026 represents something different — not just incremental adjustments, but a structural shift in how agents will experience open enrollment. This […]

Strategic Revenue Management: The 6-Step Plan to Market Leadership

A person points to a glowing 2026 on a rising bar and line graph, representing growth from 2023 to 2027—symbolizing future business or financial success for an agency or health insurance carrier.

In the final post of this series, e123 President Brendan McLoughlin recaps the detailed 6-step guide on how you can implement the Strategic Revenue Management (SRM) framework within your organization. Over the past few months, the Strategic Revenue Management (SRM) blog series has walked you through the process of how to use data to focus your […]

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