Our story

Founded by brothers David and Steven Jaeger, e123 is passionate about powering health insurance distribution to ensure better access to care for all. Designed specifically for health insurance, we’ve partnered with hundreds of health plans, carriers, FMOs and distributors with hundreds of thousands of agents to connect millions of individuals with the products that best match their needs.

e123 team at a company meeting.

Drive Growth Through Distribution

Carriers and distributors gain the clarity to expand faster, attract top agents, and enter new markets with confidence.

Simplify Complex Operations

Eliminate manual workarounds and legacy bottlenecks with automation that ensures compliance, accuracy, and efficiency.

Empower Agents & Strengthen Relationships

Deliver accurate commissions, seamless portals, and modern tools that improve agent satisfaction and retention.

Our mission

Health insurance sales is broken and burdened by fragmented, outdated systems. Without modern tools, health plans and agents are unable to serve members and get them the care they need.

We’re on a mission to transform the way health insurance is sold. Through intelligent technology, we give health plans, their downlines and agents control, clarity and confidence in every decision so they can focus on delivering exceptional member value.

Two professionals have a discussion in an office with exposed brick walls. The woman, holding a notepad and pen, listens attentively as the man gestures with a digital tablet, discussing options from a leading health insurance carrier.

Technology focused on growth, not cost cutting

e123 is transforming agent broker distribution and commissions into a growth engine. As the industry’s only distribution management platform specifically built for health insurance, we focus on solving front-office friction – the growth side of your business.

Trusted partner to health plans, carriers, and FMOs for 25 years

At e123, we’re creating a world-class distribution management solution that redefines what’s possible to drive growth, simplify operations, delight agents, and improve member outcomes.

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Expand

Expand your reach with faster onboarding and digital tools to attract and retain the best-performing agents

Engage

Engage your agent network with a modern portal and accurate, timely commissions resulting in higher productivity and loyalty

Elevate

Elevate trust and growth outcomes with flexible payouts, complete downline visibility, and performance insights to sharpen your competitive edge

Two colleagues, a woman and a man, stand together in an office smiling while looking at a laptop, possibly discussing a new health plan. Other people are blurred in the background, suggesting a collaborative work environment.

Partners in your growth

e123 brings 25 years of health insurance and distribution management expertise, guiding clients through transformation with empathy, speed, and precision.

A group of thirteen people stand together outside a building, smiling at the camera. The group holds a large sign featuring a geometric logo and the text e123, representing their agency focused on health insurance. Most people are dressed casually.

Expert insights for health insurance distribution​

Grow with confidence and stay ahead with the latest resources and insights for health insurance distribution. ​

What We Heard at the NABIP California Innovation Expo: Data, Distribution, and the Future of Benefits

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Champion Health Plan’s Bold Approach to Medicare Advantage

Champion Health's approach to thriving C-SNPs...
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Invisible Risk: How Data Gaps Quietly Undermine Compliance

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Health Plans Are Rebuilding Their Tech Stack Around Distribution, Not Homegrown Solutions

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Health Insurance Predictions for 2026: Less Margin for Error, Less Room for Guesswork

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Podcast

Struggling with complex hierarchies, commissions, or compliance? We’ve put together guides and resources to help carriers and distributors simplify operations and grow with confidence.

Videos

Struggling with complex hierarchies, commissions, or compliance? We’ve put together guides and resources to help carriers and distributors simplify operations and grow with confidence.

A geometric logo composed of four interlocking shapes in blue and teal shades, forming a hexagon with a hollow center—ideal for a health plan or health insurance carrier.

Supercharge your most valuable distribution channel​

Schedule a demo today and see why leading health plans and distributors trust e123 to optimize their agent/broker network​

Book a Demo

Get a personalized walkthrough of how e123 simplifies enrollment, accelerates quoting, and empowers your agents to sell more, faster.

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Get a personalized walkthrough of how e123 simplifies enrollment, accelerates quoting, and empowers your agents to sell more, faster.

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