Our story
Founded by brothers David and Steven Jaeger, e123 is passionate about powering health insurance distribution to ensure better access to care for all. Designed specifically for health insurance, we’ve partnered with hundreds of health plans, carriers, FMOs and distributors with hundreds of thousands of agents to connect millions of individuals with the products that best match their needs.
Drive Growth Through Distribution
Carriers and distributors gain the clarity to expand faster, attract top agents, and enter new markets with confidence.
Simplify Complex Operations
Eliminate manual workarounds and legacy bottlenecks with automation that ensures compliance, accuracy, and efficiency.
Empower Agents & Strengthen Relationships
Deliver accurate commissions, seamless portals, and modern tools that improve agent satisfaction and retention.
Our mission
Health insurance sales is broken and burdened by fragmented, outdated systems. Without modern tools, health plans and agents are unable to serve members and get them the care they need.
We’re on a mission to transform the way health insurance is sold. Through intelligent technology, we give health plans, their downlines and agents control, clarity and confidence in every decision so they can focus on delivering exceptional member value.
Technology focused on growth, not cost cutting
e123 is transforming agent broker distribution and commissions into a growth engine. As the industry’s only distribution management platform specifically built for health insurance, we focus on solving front-office friction – the growth side of your business.
Trusted partner to health plans, carriers, and FMOs for 25 years
At e123, we’re creating a world-class distribution management solution that redefines what’s possible to drive growth, simplify operations, delight agents, and improve member outcomes.
Billions
in Premiums
Expand
Expand your reach with faster onboarding and digital tools to attract and retain the best-performing agents
Engage
Engage your agent network with a modern portal and accurate, timely commissions resulting in higher productivity and loyalty
Elevate
Elevate trust and growth outcomes with flexible payouts, complete downline visibility, and performance insights to sharpen your competitive edge
Partners in your growth
e123 brings 25 years of health insurance and distribution management expertise, guiding clients through transformation with empathy, speed, and precision.
Expert insights for health insurance distribution
Grow with confidence and stay ahead with the latest resources and insights for health insurance distribution.
- Insurance Innovation
Podcast
Struggling with complex hierarchies, commissions, or compliance? We’ve put together guides and resources to help carriers and distributors simplify operations and grow with confidence.
Videos
Struggling with complex hierarchies, commissions, or compliance? We’ve put together guides and resources to help carriers and distributors simplify operations and grow with confidence.
Empowering Agents
On a scale from 1 to 10, how important is tech-enabling agents?
Resource Allocation
How much should an FMO or Agency spend on distribution technology?
The Data Dilemma
How can I get reliable data?
Tech Strategy
How do I decide where to use technology first?
Future Glimpse
What will Medicare Products look like in 2030?
Competitive Edge
Isn't it a competitive advantage to build our own technology platform?
ICMG Keynote Panel Discussion: The Future of Health Insurance Marketing
How Technology and the Right Data Can Enhance Insurance Marketing Amid New Trends and Regulations
Supercharge your most valuable distribution channel
Schedule a demo today and see why leading health plans and distributors trust e123 to optimize their agent/broker network