Solutions to power your business

e123 powers growth across the health insurance distribution chain with purpose-built technology, tools, and analytics. Designed specifically to handle the complexities of health insurance, we partner with health plans, carriers, and distributors to connect millions with the right coverage.

With NeuroNet™, e123’s proprietary hierarchy engine, Abacus accurately models what other platforms can’t—complex, multidimensional hierarchies. This allows health plans to enable flexible commission structures, ensuring accurate payouts, faster reconciliation, and full transparency across every level of their agent broker network.

Built to manage every stage of your sales distribution cycle

Commissions

Agent Portal

Agent Onboarding

Agent Management

Contracting

Data Intelligence

Enrollment

Billing

Why health plans choose e123

For decades, e123 has been powering sales distribution for health plans, carriers, and field marketing organizations (FMOs). From national carriers to regional health plans, we help you accelerate performance, eliminate front-office friction, and gain complete visibility across your agent broker networks.

Accurate, timely commissions

Stop commission leakage and pay accurately.

Data that fuels growth

Turn commissions into insights for recruiting and retaining top agents.

Distribution at scale

Leverage a multidimensional hierarchy to manage downlines and agents with confidence.

Compliance ready

Gain transparency and reduce risk with built-in oversight.

The growth engine for health insurance

One scalable platform unifying agents, brokers, and commissions to accelerate performance from the inside out. As the single source of truth for your organization, Abacus removes the friction from agent sales, giving you the clarity, control, and confidence necessary to unlock growth across your entire sales distribution network

Drive impact across teams

Enable teams across Sales, Operations, Finance, Compliance, and IT to work from the same source of truth and be better aligned for growth.

Deliver connected workflows

From onboarding to commissions, Abacus seamlessly unifies every workflow that touches your agents without disconnected tools or messy handoffs.

Simplify complexities

Our proprietary NeuroNet™ intelligence layer handles the complexity behind the scenes, reconciling relationships, overrides, and calculations in real-time.

Expert insights for health insurance distribution

Grow with confidence and stay ahead with the latest resources and insights for health insurance distribution.

Feb 25, 2026
e123 Blog

What We Heard at the NABIP California Innovation Expo: Data, Distribution, and the Future of Benefits

Champion Health Plan’s Bold Approach to Medicare Advantage

Champion Health's approach to thriving C-SNPs...

Invisible Risk: How Data Gaps Quietly Undermine Compliance

Health Plans Are Rebuilding Their Tech Stack Around Distribution, Not Homegrown Solutions

Health Insurance Predictions for 2026: Less Margin for Error, Less Room for Guesswork

2025 Year in Review: The Year Health Plans Began Rebuilding Sales Distribution for Resilient Growth

Podcast

Struggling with complex hierarchies, commissions, or compliance? We’ve put together guides and resources to help carriers and distributors simplify operations and grow with confidence.

Jay Davis, Co-Founder of Champion Health Plan, Discusses Their Bold Approach to Medicare Advantage

Kyle Mitchell Discusses Abacus — e123’s Newest Product — and What It Changes for Health Plans

Dr. Makayla Lavender Explains How 2026 Policy Changes Will Redefine Open Enrollment

Jay Davis, Co-Founder of Champion Health Plan, Shares How C-SNPs Can Be Profitable

Dr. Makayla Lavender Discusses the Coming Policy Storm

Videos

Struggling with complex hierarchies, commissions, or compliance? We’ve put together guides and resources to help carriers and distributors simplify operations and grow with confidence.

Empowering Agents

On a scale from 1 to 10, how important is tech-enabling agents?

Explore the importance of technology in empowering agents and how it impacts their overall effectiveness.

Resource Allocation

How much should an FMO or Agency spend on distribution technology?

Gain insights into determining the optimal investment in distribution technology based on industry trends and unit economics.

The Data Dilemma

How can I get reliable data?

Uncover the challenges of accessing reliable data and how to overcome them in the insurance industry.

Tech Strategy

How do I decide where to use technology first?

Going digital is a journey, so consider your roadmap carefully. Learn how to strategically prioritize and leverage technology to drive efficiency and continuous improvement within your organization.

Future Glimpse

What will Medicare Products look like in 2030?

Think about preparing for the future.

Competitive Edge

Isn't it a competitive advantage to build our own technology platform?

Consider a focus on differentiation as your litmus test. Discover why focusing on your core competency and finding a trusted technology partner can elevate your organization to new heights.

ICMG Keynote Panel Discussion: The Future of Health Insurance Marketing

How Technology and the Right Data Can Enhance Insurance Marketing Amid New Trends and Regulations

Executives from several leading players in the health insurance market spoke to attendees at the annual Inter-Company Marketing Group (ICMG) Conference in Tampa.

Ready to supercharge your most valuable distribution channel?

Schedule a demo and see why leading health plans and distributors have trusted e123 for 25 years.

Solutions to power your business

Built to manage every stage of your sales distribution cycle