Now offering Commissions for Carriers
Don't let broken commissions disrupt your business.
Simplify your commission management and become easy to do business with.
Life and Health Insurance Distribution Management System for Carriers
e123 enables forward-thinking carriers who want to scale with fully enabled downline channels.
Removes need for back-and-forth file interchange
Provides system for distribution partners to access data
Gives you control and visibility into the agent network
Manages product access
Lets you structure, manage and monitor motivating commission and advancing programs
Build great partnerships
Solve problems with Downlines complaining about data quality or accessibility - provide tools and great content - not files.
Remove silos, tech bottlenecks and innovation barriers
e123 enables you to integrate with current systems, and combine policies from multiple divisions into a unified enrollment process. Agent and Member enrollment portals with flexible packaging, pricing enable more revenues per agent.
Cost effectively scale downlines
Designed to manage downlines - enabling you to architect downline chains flexibly. Provides real-time data to downlines, simplifies commission payments. Enables hiring of the best agents through advancing rules and payments. Optionally use service providers to administer.
Don’t bog down agents with multiple enrollments for a single prospect
Automatically generate combined knock-out questions to simplify the enrollment process and take new members through a single process for multiple policies.
Build distribution quickly
e123 is designed to handle onboarding of downlines quickly and efficiently.
Get more sales per product
Makes it easy for independent FMOs/IMOs and 250K agents to access and sell your policies. Dynamic or static pricing. Flexible commissioning. Compliant. Just-in-time or ahead-of-time appointment.
Motivate partners to sell the right product mix
Set commissions as fixed amounts or percentages at any level of your distribution hierarchy. Tie payments to particular milestones. Add advances where it makes business sense.
Grow Quickly with Downline Distribution
As a carrier, you are likely looking to have a mix of inside agents and independent agents/downline channels. With a Distribution Management System like e123, you can cost-effectively grow distribution with motivated and empowered partners.
Everything We Do
"We manage everything we do with e123, from cost accounting and invoices to customer relationship management technology, We’ve been able to operate in a fully automated fashion, we’ve simplified our processes and eliminated mistakes."
"e123 gives us a common system for all our employees and clients."
"E123 was instrumental in keeping us alive in 2020... Every customer support call was answered, every payment was collected, and every commission was paid. And it's all because we switched to E123 and were able to make our team home based using a cloud-based system."
Find a fit with your organization
There's no better way than a discussion
Interested in growing distribution? Talk to an e123 expert about how to make your plans a reality.